Civil Code Article 476
This English translation was last updated on 2021-01-20, but the Chinese text was amended on 2026-08-17. Later amendments may not be reflected in the translation — please refer to the Chinese text.
When interest or other remuneration has been agreed upon for a loan for consumption and if the thing lent is defective, the lender shall exchange it for another free from defect. However, the borrower may still demand for the injury.When the loan for consumption is gratuitous and if the thing lent is defective, the borrower may return to the lender the value which the defective thing had.In the case of the preceding paragraph, the borrower may still demand for the injury if the lender has intentionally concealed the defect.
中文原文 民法第476條
消費借貸，約定有利息或其他報償者，如借用物有瑕疵時，貸與人應另易以無瑕疵之物。
但借用人仍得請求損害賠償。
消費借貸為無報償者，如借用物有瑕疵時，借用人得照有瑕疵原物之價值，返還貸與人。
前項情形，貸與人如故意不告知其瑕疵者，借用人得請求損害賠償。
但借用人仍得請求損害賠償。
消費借貸為無報償者，如借用物有瑕疵時，借用人得照有瑕疵原物之價值，返還貸與人。
前項情形，貸與人如故意不告知其瑕疵者，借用人得請求損害賠償。