Civil Code Article 322
This English translation was last updated on 2021-01-20, but the Chinese text was amended on 2026-08-17. Later amendments may not be reflected in the translation — please refer to the Chinese text.
If the person tendering the performance has not made the specification provided in the preceding article, the obligation to be discharged shall be specified as follows:(1) If a obligation has been due, it shall be discharged first;(2) If all of the obligations are due or if none is due, the obligation which affords the creditor the least security shall be discharged first; if all the obligations are equally secured, the obligation which will be the most favorable to the debtor if performed shall be discharged first; if all the obligations will be equally favorable the debtor if performed, a obligation which matures first shall be discharged first;(3) If all the obligations are equally favorable to the debtor and all mature at the same time if performed, the obligations shall be discharged proportionately.
中文原文 民法第322條
清償人不為前條之指定者，依左列之規定，定其應抵充之債務：
一、債務已屆清償期者，儘先抵充。
二、債務均已屆清償期或均未屆清償期者，以債務之擔保最少者，儘先抵充；擔保相等者，以債務人因清償而獲益最多者，儘先抵充；獲益相等者，以先到期之債務，儘先抵充。
三、獲益及清償期均相等者，各按比例，抵充其一部。
一、債務已屆清償期者，儘先抵充。
二、債務均已屆清償期或均未屆清償期者，以債務之擔保最少者，儘先抵充；擔保相等者，以債務人因清償而獲益最多者，儘先抵充；獲益相等者，以先到期之債務，儘先抵充。
三、獲益及清償期均相等者，各按比例，抵充其一部。