Civil Code Article 204
This English translation was last updated on 2021-01-20, but the Chinese text was amended on 2026-08-17. Later amendments may not be reflected in the translation — please refer to the Chinese text.
If the agreed rate of interest is over twelve percent (12%) per annum, the debtor may at any time after one year has elapsed discharge the capital, but he shall notify the creditor one month before.The right of discharge specified in the preceding paragraph shall not be excluded or limited by the contract.
中文原文 民法第204條
約定利率逾週年百分之十二者，經一年後，債務人得隨時清償原本。
但須於一個月前預告債權人。
前項清償之權利，不得以契約除去或限制之。
但須於一個月前預告債權人。
前項清償之權利，不得以契約除去或限制之。