Act governing of Group lnsurance of Students at Schools at Senior Secondary Level or Below and Young Children at Educare Service lnstitutions Article 13
If the Insured dies, is disabled or injured, or requires medical treatment, as a result of sickness or an accident, the insurer shall, in accordance with the provisions of this Act, provide insurance benefits of an amount within the scope of the cover. If, however, the Insured has reached the specific age or older, the group insurance benefits are only payable for the consequences of an accident.The specific age referred to in the preceding paragraph shall be prescribed by the central competent authority.If a student or child enrolled in the group insurance was sick when the insurance contract was signed, the insurer is liable to pay an insurance benefit. The insurer is not, however, liable for any such insurance benefit payments if the student attends a division of continuing education of a senior secondary school or a supplementary compulsory school.
中文原文 高級中等以下學校學生及教保服務機構幼兒團體保險條例第13條
被保險人因疾病或遭遇意外事故，致死亡、失能、傷害或需要治療者，由保險人依本條例之規定，於保險金額範圍以內，提供保險給付。
但一定年齡以上之被保險人，以遭遇意外事故所致者為限，提供保險給付。
前項一定年齡，由中央主管機關定之。
學生及幼兒參加本保險，於保險契約訂立時，已在疾病中者，保險人對是項疾病，負給付保險金之責任。
但高級中等學校進修部及國民補習學校學生，保險人不負給付保險金額之責任。
但一定年齡以上之被保險人，以遭遇意外事故所致者為限，提供保險給付。
前項一定年齡，由中央主管機關定之。
學生及幼兒參加本保險，於保險契約訂立時，已在疾病中者，保險人對是項疾病，負給付保險金之責任。
但高級中等學校進修部及國民補習學校學生，保險人不負給付保險金額之責任。