Pawnshop Act Article 21
The maturity period given by a pawnshop shall not be shorter than three months. When it is shorter than three months, it shall be regarded as three months. It is allowed to redeem the pawned item or pay off the interest to extend the maturity date within five days after the loan period expires. If the pledged item is not redeemed or the expiration date is not extended within five days after its original maturity date, the ownership of the pledged item shall be transferred to the pawnshop.
中文原文 當舖業法第21條
當舖業之滿當期限，不得少於三個月，少於三個月者，概以三個月計之；滿期後五日內仍得取贖或付清利息順延質當；屆期不取贖或順延質當者，質當物所有權移轉於當舖業。