Credit Union Act Article 7-1
The League may undertake the business of credit guarantee for the credit unions for the purpose of helping members that are underprivileged and lacking in collateral surety, by providing access to necessary funds to improve quality of life and livelihood production, while the government shall provide assistances and incentives as necessary.The funds concerning the above mentioned guarantee business shall be raised by the League, who is responsible for determining the scope, counterpart, size, amount, and other issues due for legal compliance, and submit to the central competent authority in consultation with other relative authorities for review and approval.The government shall determine the institutions governing the depositing of the following funds at financial institutes:1. Stabilization funds deposited at the League by each member union.2. Excessive funds deposited at the League by each member union.3. Excessive funds owned by each member union.The League may re-deposit a certain ratio of any fund previously mentioned in Subparagraphs 2 and 3 to be held in trust for the purpose of enhancing fund liquidity.The regulations governing a credit union’s deposit of excessive funds at a financial institute shall be stipulated by the central competent authority in consultation with the Central Bank and Financial Supervisory Commission.
中文原文 儲蓄互助社法第7-1條
為協助弱勢族群、擔保能力不足之社員取得改善生活及促進生產所需資金，協會得辦理儲蓄互助信用保證業務，政府應提供必要之協助，並得予獎勵。
前項保證業務之資金由協會自籌，辦理之範圍、對象、規模、額度及其他應遵循事項，由協會定之，並送中央主管機關會商相關機關同意。
政府應為下列款項提供存放於金融機構之制度：
一、各社提存於協會之穩定金。
二、各社存放於協會之餘裕資金。
三、各社自有之餘裕資金。
為活絡資金之運用，協會得將前項第二款及第三款資金之一定比例交付信託。
儲蓄互助社餘裕資金提供於存放金融機構之辦法，由中央主管機關會商中央銀行及金融監督管理委員會等機關定之。
前項保證業務之資金由協會自籌，辦理之範圍、對象、規模、額度及其他應遵循事項，由協會定之，並送中央主管機關會商相關機關同意。
政府應為下列款項提供存放於金融機構之制度：
一、各社提存於協會之穩定金。
二、各社存放於協會之餘裕資金。
三、各社自有之餘裕資金。
為活絡資金之運用，協會得將前項第二款及第三款資金之一定比例交付信託。
儲蓄互助社餘裕資金提供於存放金融機構之辦法，由中央主管機關會商中央銀行及金融監督管理委員會等機關定之。